Tuesday, February 23, 2016

Car owner Civil Liability Insurance

INSURANCE OVERAGE

1.Car owner Civil Liability Insurance, compensation for:

- Damage to the body, life and property of third party caused by motor vehicles;

- Damage to the body and life of passengers under passenger transport contracts caused by the vehicle.
Car owner Civil Liability Insurance
Car owner Civil Liability Insurance


2. Car material Insurance, compensation for material damage caused by car:

- Surprise accident, beyond the control of car owner in these cases: collisions, flip, fall; sink; fire, explosion; being otherfalling and colliding objects;

- The scourge disasters by nature: hurricanes, floods, landslides, lightning, earthquakes, hail, tsunami;

- Stolen, theft the whole car (full compensation).

Especially, your car will be full compensated if the caris damaged up to 75% orr can not be repaired, restored to ensure safety moves, or recoverycost isthe same ormore than the actual value of the car.

3. Driver &people in the car Accident Insurance:

Physical loss to the driver &passengers while in traffic.

4. Expansion terms:

- Physical motor vehicle insurance outside the territory of Vietnam (# 001);

- Material insurance fortemporarily motor vehicles (# 002);

- Stolen parts insurance (# 003);

- Car renting Insurance during repairs period (# 004);

- Insurance for parts and equipment in addition to manufacturer’sdesign (# 005);

- New Replacement Insurance (# 006);

- Elective repair facility Insurance (# 007);

- Insurance for damage caused by motor operating in the flooded area (# 008);

- Cargo Insurance on the vehiclewith the owner.
- Terms of payment guarantee insurance (# 10);

- Terms of additional insurance: When the owner asked to join other additional terms (liability limitation insurance, hull insurance, temporarily imported for re-exportvehicles, ...) according to the actual needs of the market, the Corporation’s report Unions to apply appropriate fee.


Hope that above information will helpful for you to clear about the insurance before using.